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If Financial Limited

08743185

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

8 CAMBERWELL WAY, SUNDERLAND, SR3 3XN
Incorporated 22/10/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Ian Andrew Bagshaw

director · Since 22/10/2013

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 2 other boards

Mr Simon Wilson

secretary · Since 31/03/2025

Mr Simon Timothy Pile

director · Since 31/03/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 61 other boards

Mr Tom Taylor

director · Since 31/03/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 10 other boards

Mr Simon Levick Garth Wilson

director · Since 31/03/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 56 other boards

Persons with Significant Control

Fairstone Holdings Limited

75–100% shares
75–100% votes
Appoint directors

8, Camberwell Way, Sunderland, SR3 3XN

Notified 31/03/2025

Former PSCs

Mr Shane Paul Fox

Ceased 06/09/2017

Mr Ian Andrew Bagshaw

Ceased 31/03/2025

Ijb Investments Limited

Ceased 31/03/2025

CompanyRankvs 102760+ SIC 64999 peers
64

Financial strength72th percentile among SIC peers · 18/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.93× · 16/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£54k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

£120k

Working capital

Current Assets

£248k

Current Liabilities

£128k

Fixed Assets

£5k

Debtors

£240k

0avg. employees-8

Tax at Year End(2024)

Corp tax£105k

Balance Sheet

Assets less current liabilities£125k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.93+£31k
20241.71+£17k
20231.65+£1k
20221.80-£17k
20212.09-£32k
20202.20+£8k
20192.52+£39k
20181.92

Derived from filed accounts. Not audited figures.