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Payment Assist Ltd

08752986

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 6 outstanding charges (-10)

Details

PERA BUSINESS PARK, MELTON MOWBRAY, LE13 0PB
Incorporated 29/10/2013

Compliance

Last accounts

31/12/2024

small

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 07/11/2025

Due 21/11/2026

On track

Industry

62090
Other information technology service activities
64929
64929

Officers

Mr James Brian Andrew Smeed

director · Since 30/03/2023

GROUP FINANCE DIRECTOR

BRITISH · ISLE OF MAN · Age 42

Also on 2 other boards

Marcus Gregory

director · Since 08/04/2024

HEAD OF BROKER DIVISION

BRITISH · ENGLAND · Age 55

Also on 2 other boards

Mrs Lesley Anne Crossley

secretary · Since 19/12/2024

Mr Alan Clarke

director · Since 01/12/2025

BRITISH · ENGLAND · Age 76

Persons with Significant Control

Former PSCs

Mr Colin James Ellard

Ceased 01/06/2022

Mr Neil Barry Jeffery

Ceased 01/06/2022

Manx Ventures Limited

Ceased 01/06/2022

Charges6 outstanding

Charge
outstanding

CONISTER BANK LIMITED

Created 05/12/2023Registered 07/12/2023
Charge
outstanding

CONISTER BANK LIMITED

Created 05/04/2023Registered 06/04/2023
Charge
outstanding

CONISTER BANK LIMITED

Created 02/11/2022Registered 03/11/2022
Charge
outstanding

CONISTER BANK LIMITED

Created 23/03/2022Registered 23/03/2022
Charge
outstanding

CONISTER BANK LIMITED

Created 16/08/2019Registered 23/08/2019
Charge
outstanding

CONISTER BANK LIMITED

Created 21/05/2015Registered 04/06/2015

CompanyRankvs 5049+ SIC 62090 peers
59

Financial strength96th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.06× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

a fall in income during this period. Whilst the pandemic has had an impact on the company's operations it is not anticipated that it will affect the company's long term ability to continue as a going concern. To mitigate costs the company has taken advantage of the Government Job Retention Scheme and reduced overheads. Current indications are that the company will meet its targets for the year end

Key FinancialsYear ending 31/12/2021

Net Worth

£570k

Balance sheet strength

Cash

£428k

Cash in the bank

Net Current Assets

£1.3M

Working capital

Current Assets

£21.7M

Current Liabilities

£20.4M

Fixed Assets

£156k

Debtors

£21.3M

31avg. employees

Tax at Year End

Corp tax£72k

Balance Sheet

Intangible assets£805
Assets less current liabilities£1.4M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20211.06

Derived from filed accounts. Not audited figures.