Back to search

Clearwater Independent Financial Planning Limited

08763324

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

10 CHAPEL LANE, PRESTON, PR4 5EB
Incorporated 05/11/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mrs Deborah Carter

director · Since 05/11/2013

DIRECTOR

BRITISH · ENGLAND · Age 53

Persons with Significant Control

Mrs Deborah Carter

75–100% shares
75–100% votes
Appoint directors

British · England · Age 53

Suites 5 & 6 The Printworks, Hey Road, Clitheroe, BB7 9WB

Notified 06/04/2016

Former PSCs

Mr Duncan Carter

Ceased 25/12/2018

CompanyRankvs 2425+ SIC 66190 peers
61

Financial strength28th percentile among SIC peers · 7/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 5.45× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£100

Balance sheet strength

Cash

£293k

Cash in the bank

Net Current Assets

£243k

Working capital

Current Assets

£298k

Current Liabilities

£55k

Fixed Assets

£1k

Debtors

£4k

1avg. employees

Tax at Year End

Corp tax£44k

Balance Sheet

Assets less current liabilities£244k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20265.45
20265.45
20254.66
20243.95
20233.22
20224.15+£10k
20215.84

Derived from filed accounts. Not audited figures.