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Cartref Financial Services Limited

08847273

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

4A FIRST FLOOR HEOL BRYNGWILLI, LLANELLI, SA14 6LR
Incorporated 16/01/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services
66290
Other activities auxiliary to insurance and pension funding

Officers

Mr Neil Davies

director · Since 16/01/2014

FINANCIAL ADVISOR

WELSH · WALES · Age 56

Persons with Significant Control

Mr Neil Davies

75–100% shares
75–100% votes
Appoint directors

Welsh · Wales · Age 56

4a First Floor Heol Bryngwilli, Cross Hands, Llanelli, SA14 6LR

Notified 06/04/2016

CompanyRankvs 555+ SIC 66190 peers
79

Financial strength73th percentile among SIC peers · 18/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.48× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£47k

Balance sheet strength

Cash

£22k

Cash in the bank

Net Current Assets

£46k

Working capital

Current Assets

£77k

Current Liabilities

£31k

Fixed Assets

£2k

Debtors

£55k

5avg. employees-1

Balance Sheet

Assets less current liabilities£48k
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20252.48+£309
20243.47-£12k
20233.92-£5k
20223.46+£30k
20213.01

Derived from filed accounts. Not audited figures.