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Insightful Technology Limited

08881788

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

FIRST FLOOR, NO 2 ROYAL EXCHANGE, LONDON, EC3V 3LN
Incorporated 07/02/2014

Compliance

Last accounts

28/02/2026

total exemption full

Next accounts due

30/11/2027

On track

Confirmation statement

Last: 16/05/2026

Due 30/05/2027

On track

Industry

62012
Business and domestic software development

Officers

Mr Robert David Houghton

director · Since 30/11/2014

COMPANY DIRECTOR

BRITISH · BELGIUM · Age 61

Mr Alan Stuart Peter Stewart

director · Since 09/11/2018

CHIEF OPERATING OFFICER

BRITISH · ENGLAND · Age 57

Mr Alan Stewart

secretary · Since 10/02/2026

Persons with Significant Control

Mr Robert David Houghton

75–100% shares

British · Belgium · Age 61

First Floor, No 2 Royal Exchange, Royal Court, London, EC3V 3LN

Notified 06/04/2016

Charges2 outstanding

A registered charge
satisfied

HSBC UK BANK PLC

Created 23/07/2025Registered 07/09/2026Satisfied 07/09/2026
A registered charge
outstanding

GILION CREDIT I AB

Created 26/08/2026Registered 27/08/2026
Charge
outstanding

HSBC UK BANK PLC

Created 23/07/2025Registered 24/07/2025
Charge
satisfied

GLIF SD LP, ACTING BY ITS GENERAL PARTNER GLIF SD GP LTD

Created 10/05/2021Registered 11/05/2021Satisfied 23/04/2025
Charge
satisfied

TVB LOAN MANAGEMENT LIMITED

Created 08/11/2017Registered 09/11/2017Satisfied 10/05/2021

CompanyRankvs 1034+ SIC 62012 peers
67

Financial strength96th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.42× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the UK and Republic of Ireland” including the provisions of Section 1A “Small Entities” and the Companies Act 2006. The financial statements have been prepared under the historic cost convention. Going concern In preparing these financial statements, the directors have assessed whether there are any material uncertainties related to events or conditions that cast significant doubt upon the company

Key FinancialsYear ending 28/02/2026

Net Worth

£651k

Balance sheet strength

Cash

£796k

Cash in the bank

Net Current Assets

£2.1M

Working capital

Current Assets

£3.6M

Current Liabilities

£1.5M

Fixed Assets

£726k

Debtors

£2.8M

36avg. employees+12

Balance Sheet

Intangible assets£230k
Assets less current liabilities£2.8M
Signed by Mr R Houghton,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20262.42-£593k
20252.27+£386k
20242.94-£1.1M
20236.31

Derived from filed accounts. Not audited figures.