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J A Spence Ltd

08916068

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 2, HALIFAX, HX1 5DD
Incorporated 27/02/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64209
Activities of other holding companies

Officers

Mr Jamie Alan Spence

director · Since 27/02/2014

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 1 other board

Persons with Significant Control

Mr Jamie Alan Spence

75–100% shares
75–100% votes
Appoint directors

British · England · Age 46

18 Birkdale Grove, Illingworth, Halifax, HX2 9RX

Notified 06/04/2016

Mrs Tammy Spence

Significant control

British · England · Age 41

18 Birkdale Grove, Illingworth, Halifax, HX2 9RZ

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/03/2014Registered 02/04/2014

CompanyRankvs 15150+ SIC 64209 peers
46

Financial strength71th percentile among SIC peers · 18/25
Employees58th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£108k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£51k

Working capital

Current Assets

£2k

Current Liabilities

£53k

Fixed Assets

£160k

1avg. employees

Balance Sheet

Assets less current liabilities£108k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.03-£1k
20240.03+£30k
20220.14+£8k
20210.31

Derived from filed accounts. Not audited figures.