Back to search

N. Spencer (Financial Services) Ltd

08953429

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

170 BASLOW ROAD, SHEFFIELD, S17 4DR
Incorporated 21/03/2014

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 06/12/2025

Due 20/12/2026

On track

Industry

64999
Other financial service activities

Officers

Mrs Natalie Louise Armitage

director · Since 21/03/2014

DIRECTOR

BRITISH · UNITED KINGDOM · Age 47

Persons with Significant Control

Mrs Natalie Louise Armitage

Significant control

British · United Kingdom · Age 47

56d, Dore Road, Sheffield, S17 3NB

Notified 06/04/2016

CompanyRankvs 12985+ SIC 64999 peers
42

Financial strength50th percentile among SIC peers · 13/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.99× · 6/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
12985N. Spencer (Financial Services) Ltd
48
How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the UK and Republic of Ireland” including the provisions of Section 1A “Small Entities” and the Companies Act 2006. The financial statements have been prepared under the historic cost convention. Going concern In preparing these financial statements, the director has assessed whether there are any material uncertainties related to events or conditions that cast significant doubt upon the compan

Key FinancialsYear ending 31/03/2025

Net Worth

£3k

Balance sheet strength

Cash

£50

Cash in the bank

Net Current Assets

-£897

Working capital

Current Assets

£66k

Current Liabilities

£67k

Fixed Assets

£5k

Debtors

£66k

1avg. employees-2

Balance Sheet

Assets less current liabilities£4k
Signed by Mrs N Armitage,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.99—
20241.17—
20231.87—
20222.12—
2020—+£15k

Derived from filed accounts. Not audited figures.