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People And Business Ifa Limited

08954170

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

UNIT 5, PRIDE POINT ASHCROFT ROAD, LIVERPOOL, L33 7TW
Incorporated 24/03/2014

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 24/03/2026

Due 07/04/2027

On track

Industry

64999
Other financial service activities
66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mr Steven John Speed

director · Since 24/03/2014

IFA

BRITISH · UNITED KINGDOM · Age 63

Also on 3 other boards

Mrs Gaynor Speed

secretary · Since 03/04/2019

Persons with Significant Control

Mr Steven John Speed

25–50% shares

British · United Kingdom · Age 63

Unit 5, Pride Point, Ashcroft Road, Liverpool, L33 7TW

Notified 06/04/2016

Former PSCs

Mr Michael O'Byrne

Ceased 03/04/2019

CompanyRankvs 745+ SIC 64999 peers
85

Financial strength93th percentile among SIC peers · 23/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 11.57× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£692k

Balance sheet strength

Cash

£115k

Cash in the bank

Net Current Assets

£684k

Working capital

Current Assets

£749k

Current Liabilities

£65k

Fixed Assets

£10k

Debtors

£471k

12avg. employees

Balance Sheet

Assets less current liabilities£695k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202511.57+£11k
202424.16-£26k
202311.23-£34k
202215.03+£29k
202119.80+£7k
202024.98-£17k
201921.98

Derived from filed accounts. Not audited figures.