Sebastian & St. James Financial Advisers (Uk) Limited
08964534
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
- 1 outstanding charge (-2)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
secretary · Since 27/06/2018
Persons with Significant Control
Mr Philip Murray Spierling
British · Wales · Age 58
The Business Centre, G4 The Business Centre Cardiff House, Barry, CF63 2AW
Notified 29/03/2021
Former PSCs
Michaela Kerry Brandom
Ceased 22/11/2017
Mr David James Goodall
Ceased 29/03/2021
Charges1 outstanding
THE ROYAL BANK OF SCOTLAND PLC
CompanyRankvs 1812+ SIC 66290 peers32
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/03/2026
Net Worth
-£645
Balance sheet strength
Cash
£5k
Cash in the bank
Net Current Assets
-£645
Working capital
Current Assets
£42k
Current Liabilities
£42k
Debtors
£37k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2026 | 0.98 | — |
| 2026 | 0.98 | — |
| 2025 | 1.18 | — |
| 2024 | 1.33 | +£10k |
| 2023 | 1.32 | -£3k |
| 2022 | 1.87 | -£3k |
| 2021 | 2.61 | — |
Derived from filed accounts. Not audited figures.