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Medical & General Independent Financial Advisers Ltd

08970384

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

C/O SPIRARE LIMITED MEY HOUSE, POUNDBURY, DT1 3QY
Incorporated 01/04/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Michael David Harms

director · Since 01/04/2014

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 45

Also on 1 other board

Persons with Significant Control

Greenways Wealth Management Limited

75–100% shares
75–100% votes
Appoint directors

C/O Spirare, Mey House, Poundbury, DT1 3QY

Reg: 12064248 · Companies House · Limited

Notified 12/10/2023

Former PSCs

Mr Michael David Harms

Ceased 12/10/2023

Charges0 outstanding

Charge
satisfied

VERTUS CAPITAL SPV1 LIMITED

Created 15/12/2023Registered 21/12/2023Satisfied 16/04/2026

CompanyRankvs 914+ SIC 64999 peers
84

Financial strength88th percentile among SIC peers · 22/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.39× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£313k

Balance sheet strength

Cash

£146k

Cash in the bank

Net Current Assets

£254k

Working capital

Current Assets

£434k

Current Liabilities

£182k

Fixed Assets

£82k

Debtors

£288k

14avg. employees+3

Balance Sheet

Intangible assets£40k
Assets less current liabilities£336k
Signed by 08970384 2024-05-01 2025-04-30 08970384 2025-04-30 08970384 bus: 2 1 2025-04-30 08970384 bus:OrdinaryShareClass1 bus:CumPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20252.39+£18k
20243.13+£36k
20233.90+£49k
20224.69+£41k
20215.07

Derived from filed accounts. Not audited figures.