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Benson James Limited

09003983

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

- BRENTWOOD ROAD, UPMINSTER, RM14 3ST
Incorporated 22/04/2014

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 08/06/2025

Due 22/06/2026

On track

Industry

64910
Financial leasing

Officers

Mr Colin Malcolm Cosgrow

director · Since 22/04/2014

INSURANCE BROKER

BRITISH · ENGLAND · Age 74

Also on 1 other board

Mrs Shelagh Mary Cosgrow

director · Since 22/04/2014

DIRECTOR

BRITISH · UNITED KINGDOM · Age 73

Also on 2 other boards

Persons with Significant Control

Mr Colin Malcolm Cosgrow

75–100% shares
75–100% votes

British · England · Age 74

-, Brentwood Road, Upminster, RM14 3ST

Notified 01/04/2017

Former PSCs

Mrs Shelagh Mary Cosgrow

Ceased 08/06/2023

CompanyRankvs 523+ SIC 64910 peers
48

Financial strength43th percentile among SIC peers · 11/25
Employees26th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.98× · 6/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£2k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£901

Working capital

Current Assets

£38k

Current Liabilities

£39k

Fixed Assets

£2k

0avg. employees-2

Balance Sheet

Assets less current liabilities£2k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20250.98

Derived from filed accounts. Not audited figures.