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Optimus Cards Uk Limited

09044866

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

EASTCASTLE HOUSE, LONDON, W1W 8DH
Incorporated 16/05/2014

Compliance

Last accounts

31/12/2025

small

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 28/07/2025

Due 11/08/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Simon William Mcloughlin

director · Since 31/12/2020

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 1 other board

Mr Alistair Dougal Morrison

director · Since 31/12/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 70

Also on 1 other board

Msp Corporate Services Limited

secretary · Since 01/04/2023

Also on 237 other boards

Mr John Nicolas Robert Dunbar Charteris

director · Since 01/02/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 1 other board

Mr Kevin Vere Ludwick

director · Since 02/04/2024

REGULATORY CONSULTANT

BRITISH · SCOTLAND · Age 62

Also on 2 other boards

Persons with Significant Control

Uphold Europe Ltd

75–100% shares
75–100% votes
Appoint directors

Eastcastle House, 27/28 Eastcastle Street, London, W1W 8DH

Reg: 09281410 · Registrar Of Companies (England And Wales) · Company Limited By Shares

Notified 31/12/2020

Former PSCs

Gregory John Mcpartlin

Ceased 07/12/2017

Mr Peter Denzill Barnett

Ceased 31/12/2020

Charges0 outstanding

Charge
satisfied

UPHOLD EUROPE LIMITED

Created 07/10/2020Registered 07/10/2020Satisfied 01/02/2021

CompanyRankvs 22370+ SIC 64999 peers
72

Financial strength97th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.9× · 16/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2022

Turnover

£1.2M

Annual revenue

Net Worth

£2.1M

Balance sheet strength

Cash

£3.3M

Cash in the bank

Profit Before Tax

-£5.2M

Bottom line earnings

Net Current Assets

£2.8M

Working capital

Current Assets

£6.0M

Current Liabilities

£3.1M

Debtors

£2.6M

Cost of Sales

£451k

Gross Profit

£731k

Admin Expenses

£5.9M

Operating Profit

-£5.2M

Profit After Tax

-£5.2M

21avg. employees-1

People Costs(2021)

Wages & salaries£1.5M
NI contributions£158k

Balance Sheet

Assets less current liabilities£2.8M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20221.90+£769k
20212.02+£2.0M
20201.10+£3.5M
20190.36
20180.27

Derived from filed accounts. Not audited figures.