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Reach Commercial Finance Limited

09056450

active
ltd
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

Riverside House, Irwell Street, Manchester, M3 5EN
Incorporated 27/05/2014

Previously known as

Fas Pathstone Limited · until 11/02/2020

Compliance

Last accounts

30/04/2025

small

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 27/05/2026

Due 10/06/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Gary Cain

director · Since 31/07/2014

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 2 other boards

Mr Daniel John Booth

director · Since 31/07/2014

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 16 other boards

Mr David Owen Brown

director · Since 19/07/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 43

Also on 7 other boards

Gary Cain

director · Since 31/07/2014

British · England · Age 53

Daniel John Booth

director · Since 31/07/2014

British · United Kingdom · Age 48

David Owen Brown

director · Since 19/07/2024

British · United Kingdom · Age 43

Former

Paul Robert Morgan

director · Resigned 25/07/2016

John Malcolm Titley

director · Resigned 27/11/2017

Jonathan Francis Mercer

director · Resigned 30/11/2023

Persons with Significant Control

Leonard Curtis Funding Limited

75–100% shares
75–100% votes
Appoint directors

Riverside House, Irwell Street, Manchester, M3 5EN

Reg: 15664084 · Cardiff · Private Company Limited By Shares

Notified 01/05/2024

Former PSCs

Leonard Curtis Recovery Limited

Ceased 01/05/2024

Mr Gary Cain

Ceased 23/08/2021

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/03/2017Registered 03/04/2017

Change History

statusactive
2026-08-21

Active

typeltd
2026-08-21

Private Limited Company

address line1Riverside House
2026-08-21

RIVERSIDE HOUSE

post townManchester
2026-08-21

MANCHESTER

officer appointedBOOTH, Daniel John
2026-08-21
officer appointedBROWN, David Owen
2026-08-21
officer appointedCAIN, Gary
2026-08-21

CompanyRankvs 8486+ SIC 64999 peers
50

Financial strength26th percentile among SIC peers · 7/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.39× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£10

Balance sheet strength

Cash

£213k

Cash in the bank

Net Current Assets

£87k

Working capital

Current Assets

£313k

Current Liabilities

£226k

Fixed Assets

£20k

Debtors

£100k

11avg. employees+2

Tax at Year End

Corp tax£4k

Balance Sheet

Assets less current liabilities£107k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20251.39
20243.91
20233.41

Derived from filed accounts. Not audited figures.