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Lakeland Finance Ltd

09058326

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

LAKELAND HOUSE, KENDAL, LA9 5AP
Incorporated 27/05/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr Stephen Gerald John Dunne

director · Since 27/05/2014

FINANCE BROKER

IRISH · UNITED KINGDOM · Age 55

Also on 6 other boards

Persons with Significant Control

Mr Stephen Gerald John Dunne

75–100% shares
75–100% votes
Appoint directors
significant-influence-or-control-as-firm

Irish · United Kingdom · Age 55

Bracken Hall, Grayrigg, Kendal, LA8 9BN

Notified 17/12/2016

Charges1 outstanding

Charge
satisfied

LLOYDS BANK PLC

Created 27/07/2023Registered 01/08/2023Satisfied 01/05/2024
Charge
outstanding

LLOYDS BANK PLC

Created 10/08/2022Registered 22/08/2022

CompanyRankvs 9585+ SIC 82990 peers
70

Financial strength92th percentile among SIC peers · 23/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 3.57× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£371k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£366k

Working capital

Current Assets

£508k

Current Liabilities

£142k

Fixed Assets

£7k

2avg. employees

Balance Sheet

Assets less current liabilities£373k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20253.57+£0
20253.57-£9k
20244.68+£47k
20235.53-£15k
20225.55+£119k
20213.35

Derived from filed accounts. Not audited figures.