Back to search

Aspire Commercial Finance Limited

09076273

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

THE OLD POST OFFICE, CHIPPENHAM, SN15 3HR
Incorporated 09/06/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Steven Keith Barrett

director · Since 09/06/2014

NONE

BRITISH · ENGLAND · Age 57

Also on 1 other board

Mr Daniel Phillip William Smith

director · Since 09/06/2014

FINANCE BROKER

BRITISH · ENGLAND · Age 48

Persons with Significant Control

Mr Steven Keith Barrett

25–50% shares
25–50% votes
Appoint directors

British · England · Age 57

The Old Post Office, 41-43 Market Place, Chippenham, SN15 3HR

Notified 06/04/2016

Mr Daniel Phillip William Smith

25–50% shares
25–50% votes
Appoint directors

British · England · Age 48

The Old Post Office, 41-43 Market Place, Chippenham, SN15 3HR

Notified 06/04/2016

CompanyRankvs 4521+ SIC 64999 peers
71

Financial strength73th percentile among SIC peers · 18/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.28× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£56k

Balance sheet strength

Cash

£114k

Cash in the bank

Net Current Assets

£52k

Working capital

Current Assets

£239k

Current Liabilities

£186k

Fixed Assets

£4k

Debtors

£125k

8avg. employees-1

Balance Sheet

Assets less current liabilities£57k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.28+£51k
20241.04-£604
20231.19-£60k
20221.62-£35k
20212.64

Derived from filed accounts. Not audited figures.