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West Coast Finance Ltd

09101449

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

LEESIDE, NEWCASTLE EMLYN, SA38 9PD
Incorporated 25/06/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Joanne Nicole Lote-Williams

director · Since 25/06/2014

COMPANY DIRECTOR

BRITISH · WALES · Age 52

Mr Paul Lote-Williams

director · Since 25/06/2014

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 1 other board

Persons with Significant Control

Mr Paul Lote-Williams

25–50% shares

British · Wales · Age 56

Leeside, Cwm Cou, Newcastle Emlyn, SA38 9PD

Notified 06/04/2016

Mrs Joanne Nicole Lote-Williams

25–50% shares

British · Wales · Age 52

Leeside, Cwm Cou, Newcastle Emlyn, SA38 9PD

Notified 06/04/2016

CompanyRankvs 3478+ SIC 64999 peers
74

Financial strength69th percentile among SIC peers · 17/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.27× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£35k

Balance sheet strength

Cash

£27k

Cash in the bank

Net Current Assets

£15k

Working capital

Current Assets

£27k

Current Liabilities

£12k

Fixed Assets

£38k

2avg. employees

Tax at Year End

Corp tax£2k

Director Loans

Company owes directors£770

Balance Sheet

Assets less current liabilities£54k
Signed by Mrs Joanne Lote-Williams 26/07/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.27+£646
20241.46+£86
20230.94+£427
20220.74-£3k
20212.40

Derived from filed accounts. Not audited figures.