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Ideal Financial Options Ltd

09134483

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

23 FINKLE STREET, SELBY, YO8 4DT
Incorporated 16/07/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mrs Kathleen Jean Ramsay

secretary · Since 16/07/2014

Mr Gordon Frank Rea Ramsay

director · Since 16/07/2014

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 71

Mr Paul Younger

director · Since 03/05/2019

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 44

Persons with Significant Control

Mr Gordon Frank Rea Ramsay

25–50% shares
25–50% votes

British · England · Age 71

23, Finkle Street, Selby, YO8 4DT

Notified 06/04/2016

Mr Paul Younger

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 44

23, Finkle Street, Selby, YO8 4DT

Notified 01/01/2020

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/10/2020Registered 06/11/2020
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 14/09/2020Registered 18/09/2020

CompanyRankvs 2189+ SIC 66190 peers
57

Financial strength80th percentile among SIC peers · 20/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.57× · 6/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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2189Ideal Financial Options Ltd
62
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£95k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£14k

Working capital

Current Assets

£19k

Current Liabilities

£33k

Fixed Assets

£202k

6avg. employees-1

Balance Sheet

Assets less current liabilities£188k
Prepared with PTP Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20260.57+£29k
20250.26+£4k
20240.37+£3k
20230.67+£19k
20220.66-£598
20211.09—

Derived from filed accounts. Not audited figures.