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Clearly Independent Financial Planning Ltd

09243604

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

22 CLAVERING WALK, BEXHILL ON SEA, TN39 4TN
Incorporated 01/10/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66290
Other activities auxiliary to insurance and pension funding

Officers

Mr Christopher Richard Philcox

director · Since 01/10/2014

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 41

Mrs Emma Louise Philcox

director · Since 08/06/2020

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 36

Persons with Significant Control

Mr Christopher Richard Philcox

75–100% shares

British · England · Age 41

22 Clavering Walk, Bexhill On Sea, TN39 4TN

Notified 06/04/2016

CompanyRankvs 293+ SIC 66290 peers
68

Financial strength88th percentile among SIC peers · 22/25
Employees61th percentile among SIC peers · 9/15
LiquidityCurrent ratio 3.97× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the UK and Republic of Ireland” including the provisions of Section 1A “Small Entities” and the Companies Act 2006. The financial statements have been prepared under the historic cost convention. Going concern In preparing these financial statements, the directors have assessed whether there are any material uncertainties related to events or conditions that cast significant doubt upon the comp

Key FinancialsYear ending 30/09/2025

Net Worth

£264k

Balance sheet strength

Cash

£262k

Cash in the bank

Net Current Assets

£196k

Working capital

Current Assets

£262k

Current Liabilities

£66k

Fixed Assets

£68k

2avg. employees

Balance Sheet

Assets less current liabilities£264k
Signed by Mr C Philcox,Prepared with IRIS Elements Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.97-£51k
20249.18+£20k
20236.85+£33k
20227.51+£73k
20215.14—

Derived from filed accounts. Not audited figures.