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Business Finance And Leasing Limited

09259106

active
Private Limited Company
wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

CAERAU HOUSE, SWANSEA, SA4 3HY
Incorporated 10/10/2014

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 10/10/2025

Due 24/10/2026

On track

Industry

64999
Other financial service activities

Officers

Mr John Brendan Sidney Davies

director · Since 10/10/2014

COMPANY DIRECTOR

BRITISH · WALES · Age 64

Also on 2 other boards

Mr Jonathan Robert Davies

director · Since 01/01/2024

DIRECTOR

BRITISH · WALES · Age 35

Also on 1 other board

Mrs Charlotte Louise Hopkin

director · Since 13/06/2024

DIRECTOR

WELSH · WALES · Age 27

Mr John Brendan Sidney Davies

secretary · Since 11/10/2024

Also on 2 other boards

Mr Kevin Graham Beevers

director · Since 20/01/2026

WELSH · WALES · Age 58

Also on 4 other boards

Persons with Significant Control

Mr John Brendan Sidney Davies

25–50% shares

British · Wales · Age 64

Ground Floor, Westgate House, Cardiff, CF10 1BR

Notified 06/04/2016

Former PSCs

Mr Gareth James Knight Davies

Ceased 31/05/2017

Mr Ian Berridge

Ceased 31/12/2023

CompanyRankvs 3840+ SIC 64999 peers
74

Financial strength59th percentile among SIC peers · 15/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.59× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£13k

Balance sheet strength

Cash

£162k

Cash in the bank

Net Current Assets

£193k

Working capital

Current Assets

£314k

Current Liabilities

£121k

Debtors

£152k

3avg. employees+1

Balance Sheet

Assets less current liabilities£193k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.59+£0
20233.77-£182k
20222.97+£50k
20212.88+£35k
20202.29+£41k
20191.79

Derived from filed accounts. Not audited figures.