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My Simple Mortgage Ltd

09275345

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

THE MOUNT, NEWCASTLE, ST5 0SU
Incorporated 22/10/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr James Adams

director · Since 22/10/2014

MORTGAGE ADVISER

BRITISH · ENGLAND · Age 43

Also on 2 other boards

Mr Jonathan Guthrie

director · Since 01/01/2025

DIRECTOR

BRITISH · SCOTLAND · Age 66

Also on 4 other boards

Persons with Significant Control

Mr James Adams

50–75% shares
50–75% votes
Appoint directors

British · England · Age 43

The Mount, Etruria Road, Newcastle, ST5 0SU

Notified 06/04/2016

Former PSCs

Mr Douglas Mark Savill

Ceased 29/02/2024

CompanyRankvs 12641+ SIC 64999 peers
50

Financial strength3th percentile among SIC peers · 1/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.34× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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12641My Simple Mortgage Ltd
49
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£114k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£40k

Working capital

Current Assets

£68k

Current Liabilities

£29k

Fixed Assets

£11k

0avg. employees-6

Balance Sheet

Assets less current liabilities£51k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.34-£94k
20240.71-£44k
20232.37+£20k
20221.90+£2k
20212.88—
20200.88—
20192.20—

Derived from filed accounts. Not audited figures.