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Spicer And Yarwood Limited

09307357

liquidation
Private Limited Company
england wales
Companies House
Insolvency history
Health Score
N/A

Details

28A CHARTER HOUSE, LICHFIELD, WS13 6QA
Incorporated 12/11/2014

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 15/05/2025

Due 29/05/2026

Overdue

Industry

64999
Other financial service activities

Officers

Richard James Spicer Msfa

director · Since 12/11/2014

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 64

Also on 1 other board

Mrs Sally Louise Spicer

secretary · Since 30/06/2015

Persons with Significant Control

Mr Richard James Spicer

50–75% shares

British · United Kingdom · Age 64

28a Charter House, Sandford Street, Lichfield, WS13 6QA

Notified 06/04/2016

Mrs Sally Louise Spicer

25–50% shares

English · England · Age 62

28a Charter House, Sandford Street, Lichfield, WS13 6QA

Notified 29/09/2022

Former PSCs

Mr Barry Yarwood

Ceased 20/12/2019

Insolvency History1 case

members voluntary liquidation23/03/2026

Philip Ballard (practitioner)

CompanyRankvs 15+ SIC 64999 peers
37

Financial strengthNo net worth data · 0/25
EmployeesNo employee data · 0/15
LiquidityCurrent ratio 2.66× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Insolvency history -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£136k

Balance sheet strength

Cash

£211k

Cash in the bank

Net Current Assets

£135k

Working capital

Current Assets

£216k

Current Liabilities

£81k

Fixed Assets

£1k

Debtors

£5k

5avg. employees

Tax at Year End

Corp tax£21k

Balance Sheet

Assets less current liabilities£136k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.66+£4k
20243.09-£9k
20233.56—

Derived from filed accounts. Not audited figures.