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Ramsey Financial (Cambs) Limited

09321277

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

Lancaster House Ackhurst Business Park, Foxhole Road, Chorley, PR7 1NY
Incorporated 20/11/2014

Compliance

Last accounts

31/12/2025

dormant

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 20/11/2025

Due 04/12/2026

On track

Industry

99999
Dormant company

Officers

Mr David John Philip Hesketh

secretary · Since 19/04/2022

Mr Sam Philip Ward

director · Since 27/07/2026

BRITISH · ENGLAND · Age 40

David John Philip Hesketh

secretary · Since 19/04/2022

Sam Philip Ward

director · Since 27/07/2026

British · England · Age 40

Former

Jane Patricia Palmer

director · Resigned 19/04/2022

Russell Graham Palmer

director · Resigned 19/04/2022

David John Philip Hesketh

director · Resigned 27/07/2026

Mr David John Philip Hesketh

director · Resigned 27/07/2026

Ian Mitcheal Wilkinson

director · Resigned 14/08/2026

Mr Ian Mitcheal Wilkinson

director · Resigned 14/08/2026

Julie Suzanne Hepworth

director · Resigned 14/08/2026

Ms Julie Suzanne Hepworth

director · Resigned 14/08/2026

Persons with Significant Control

Pfm Group Limited

75–100% shares
75–100% votes
Appoint directors

Lancaster House, Ackhurst Business Park, Chorley, PR7 1NY

Notified 19/04/2022

Former PSCs

Mr Russell Graham Palmer

Ceased 19/04/2022

Mrs Jane Patricia Palmer

Ceased 19/04/2022

Charges0 outstanding

Charge
satisfied

BELMONT GREEN FINANCE LTD TRADING AS VIDA HOMELOANS

Created 13/03/2019Registered 13/03/2019Satisfied 19/04/2022
Charge
satisfied

BELMONT GREEN FINANCE LTD TRADING AS VIDA HOMELOANS

Created 13/03/2019Registered 13/03/2019Satisfied 19/04/2022

Change History

statusactive
2026-08-21

Active

typeltd
2026-08-21

Private Limited Company

address line1Lancaster House Ackhurst Business Park
2026-08-21

LANCASTER HOUSE ACKHURST BUSINESS PARK

post townChorley
2026-08-21

CHORLEY

officer appointedHESKETH, David John Philip
2026-08-21
officer appointedWARD, Sam Philip
2026-08-21

CompanyRankvs 1435+ SIC 99999 peers
77

Financial strength97th percentile among SIC peers · 24/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.32× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2022

Net Worth

£184k

Balance sheet strength

Cash

£178k

Cash in the bank

Net Current Assets

£43k

Working capital

Current Assets

£178k

Current Liabilities

£135k

Fixed Assets

£141k

Debtors

£350

2avg. employees-1

Balance Sheet

Assets less current liabilities£184k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20221.32+£23k
20214.05

Derived from filed accounts. Not audited figures.