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Sudbury Mortgage Centre Limited

09335481

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • 2 outstanding charges (-4)

Details

22-24 High Street, Needham Market, IP6 8AP
Incorporated 01/12/2014

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 29/11/2025

Due 13/12/2026

On track

Industry

82990
Other business support service activities

Officers

Graham Hodgson

director · Since 01/12/2014

British · England · Age 65

John Michael Pollard

director · Since 25/02/2016

British · England · Age 41

James Michael Rice

director · Since 25/02/2016

British · England · Age 50

Philip David Scott

director · Since 11/07/2017

British · United Kingdom · Age 57

Former

Phillip Scott

director · Resigned 10/07/2017

Charges2 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 05/08/2016Registered 19/08/2016
Charge
outstanding

BARCLAYS BANK PLC

Created 25/04/2016Registered 06/05/2016

Change History

officer appointedSCOTT, Philip David
2026-06-09
officer appointedHODGSON, Graham
2026-06-09
officer appointedPOLLARD, John Michael
2026-06-09
officer appointedRICE, James Michael
2026-06-09
statusactive
2026-06-09

Active

typeltd
2026-06-09

Private Limited Company

address line122-24 High Street
2026-06-09

22-24 HIGH STREET

post townNeedham Market
2026-06-09

NEEDHAM MARKET

CompanyRankvs 97250+ SIC 82990 peers
36

Financial strength16th percentile among SIC peers · 4/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.06× · 2/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£573

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£108k

Working capital

Current Assets

£7k

Current Liabilities

£115k

Fixed Assets

£260k

4avg. employees

Balance Sheet

Assets less current liabilities£152k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.06
20240.08+£966
20230.11+£34k
20220.06-£5k
20210.21+£32k
20200.10+£9k
20190.04

Derived from filed accounts. Not audited figures.