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The Mortgage Experts Limited

09354217

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

3 Regent Street, Rugby, CV21 2PE
Incorporated 15/12/2014

Previously known as

Mortgage Experts Limited · until 28/11/2023
Mab (Midlands) Limited · until 08/08/2015

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 15/12/2025

Due 29/12/2026

On track

Industry

64999
Other financial service activities

Officers

Sean Walter Newman

director · Since 15/12/2014

British · England · Age 59

Gareth Richard Love

director · Since 01/08/2018

English · England · Age 38

Former

Russell Ian Cager

director · Resigned 22/06/2018

Persons with Significant Control

Mr Gareth Love

25–50% shares
25–50% votes

British · England · Age 38

3, Regent Street, Rugby, CV21 2PE

Notified 01/02/2019

Newman Property Portfolio Limited

50–75% shares
50–75% votes

North Lodge, Ashlawn Road, Rugby, CV22 5QG

Reg: 12401808 · Newman Property Portfolio Limited · Private Limited Company

Notified 16/12/2020

Former PSCs

Mr Sean Walter Newman

Ceased 16/12/2020

Search Mortgages Limited

Ceased 30/06/2018

Change History

officer appointedLOVE, Gareth Richard
2026-06-10
officer appointedNEWMAN, Sean Walter
2026-06-10
statusactive
2026-06-10

Active

typeltd
2026-06-10

Private Limited Company

address line13 Regent Street
2026-06-10

3 REGENT STREET

post townRugby
2026-06-10

RUGBY

CompanyRankvs 3219+ SIC 64999 peers
75

Financial strength90th percentile among SIC peers · 23/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.28× · 12/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£419k

Balance sheet strength

Cash

£173k

Cash in the bank

Net Current Assets

£52k

Working capital

Current Assets

£236k

Current Liabilities

£184k

Fixed Assets

£589k

Debtors

£63k

9avg. employees-1

Tax at Year End

Corp tax£0

Balance Sheet

Assets less current liabilities£641k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.28+£85k
20242.07+£80k
20231.81+£31k
20221.73+£39k
20211.53
20201.19
20191.42

Derived from filed accounts. Not audited figures.