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Merit Mortgage Solutions Ltd

09377950

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

20 MARIAN CLOSE, TREDEGAR, NP22 3QX
Incorporated 07/01/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Ian Malcolm Dowsell

director · Since 07/01/2015

DIRECTOR

BRITISH · WALES · Age 52

Mrs Bethan Joy Dowsell

director · Since 01/05/2016

MORTGAGE ADVISOR

BRITISH · UNITED KINGDOM · Age 48

Also on 1 other board

Persons with Significant Control

Mrs Bethan Joy Dowsell

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · United Kingdom · Age 48

20, Marian Close, Tredegar, NP22 3QX

Notified 01/05/2016

Mr Ian Malcolm Dowsell

25–50% shares
25–50% votes

British · United Kingdom · Age 52

20, Marian Close, Tredegar, NP22 3QX

Notified 01/05/2016

CompanyRankvs 4530+ SIC 64999 peers
72

Financial strength46th percentile among SIC peers · 12/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.9× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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4530Merit Mortgage Solutions Ltd
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£21k

Working capital

Current Assets

£33k

Current Liabilities

£11k

Fixed Assets

£3k

4avg. employees

Balance Sheet

Assets less current liabilities£24k
Signed by Mrs Bethan Dowsell Mr Ian Dowsell 28/08/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.90-£6k
20244.85-£6k
20235.04-£1k
20225.83-£16k
20215.63—

Derived from filed accounts. Not audited figures.