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Optimize Financial Services Limited

09397123

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

SCARLETTS CHASE OFFICES SCARLETTS CHASE, COLCHESTER, CO6 3DH
Incorporated 20/01/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Neil Robert Brooks

director · Since 20/01/2015

MORTGAGE ADVISER

BRITISH · UNITED KINGDOM · Age 47

Persons with Significant Control

Mr Neil Robert Brooks

Significant control

British · United Kingdom · Age 47

Scarletts Chase Offices, Scarletts Chase, Colchester, CO6 3DH

Notified 18/04/2018

Former PSCs

Mr Neil Robert Brooks

Ceased 16/04/2018

CompanyRankvs 3172+ SIC 64999 peers
75

Financial strength67th percentile among SIC peers · 17/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 10.78× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£31k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£30k

Working capital

Current Assets

£33k

Current Liabilities

£3k

Fixed Assets

£154

3avg. employees

Balance Sheet

Assets less current liabilities£31k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
202510.78+£2k
20247.64-£32
20232.35+£9k
20222.48+£126
20212.39

Derived from filed accounts. Not audited figures.