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Advice 4u Financial Planning Ltd

09398231

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

BASEPOINT OAKFIELD CLOSE, TEWKESBURY, GL20 8SD
Incorporated 20/01/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Jason Paul Williams

director · Since 09/06/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 2 other boards

Persons with Significant Control

Ruby Financial Limited

75–100% shares
75–100% votes

Basepoint, Oakfield Close, Tewkesbury, GL20 8SD

Reg: 13597103 · Companies House · Private Limited Company

Notified 09/06/2022

Former PSCs

Mr Michael Antony Howard Rayer

Ceased 09/06/2022

Charges1 outstanding

Charge
outstanding

BCRS BUSINESS LOANS LIMITED

Created 23/01/2024Registered 23/01/2024
Charge
satisfied

MICHAEL RAYER

Created 09/06/2022Registered 23/06/2022Satisfied 05/03/2026

CompanyRankvs 8103+ SIC 64999 peers
55

Financial strength68th percentile among SIC peers · 17/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.97× · 16/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£32k

Balance sheet strength

Cash

£9k

Cash in the bank

Net Current Assets

£21k

Working capital

Current Assets

£44k

Current Liabilities

£22k

Fixed Assets

£39k

Debtors

£35k

1avg. employees

Balance Sheet

Assets less current liabilities£61k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.97
20233.83
20223.37
2021+£921

Derived from filed accounts. Not audited figures.