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West One Secured Loans Limited

09425230

active
Private Limited Company
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

THIRD FLOOR THE EDWARD HYDE BUILDING, WATFORD, WD17 1JW
Incorporated 05/02/2015

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 23/01/2026

Due 06/02/2027

On track

Industry

64929
64929

Officers

Mrs Emily Henrietta Gestetner

director · Since 28/05/2015

DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Also on 55 other boards

Mr Danny Stephen Waters

director · Since 28/05/2015

DIRECTOR

BRITISH · UNITED KINGDOM · Age 41

Also on 19 other boards

Stephen Andrew Hogg

director · Since 11/10/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Also on 6 other boards

Mark Preston

director · Since 03/04/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Also on 3 other boards

Persons with Significant Control

West One Secured Loans Holdings Limited

75–100% shares
75–100% votes

Third Floor, The Edward Hyde Building, Watford, WD17 1JW

Reg: 09514215 · England & Wales · Uk Limited Company

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

INTERMEDIATE CAPITAL GROUP PLC

Created 27/02/2019Registered 07/03/2019Satisfied 15/09/2021
Charge
satisfied

INTERMEDIATE CAPITAL GROUP PLC

Created 10/03/2017Registered 10/03/2017Satisfied 15/09/2021

CompanyRankvs 105+ SIC 64929 peers
76

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 15.98× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

financial statements in the UK, which includes the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. Conclusions relating to going concern Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the c

Key FinancialsYear ending 31/12/2023

Net Worth

£46.2M

Balance sheet strength

Cash

£8.4M

Cash in the bank

Profit Before Tax

£11.8M

Bottom line earnings

Net Current Assets

£843.3M

Working capital

Current Assets

£899.6M

Current Liabilities

£56.3M

Debtors

£888.1M

Profit After Tax

£11.1M

48avg. employees-7

Tax at Year End

Corp tax£140k

People Costs

Wages & salaries£2.8M
NI contributions£301k

Balance Sheet

Assets less current liabilities£843.3M
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied Profit
202315.98+£11.1M
202216.68

Derived from filed accounts. Not audited figures.