Back to search

Pensionhelp Limited

09437056

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

LLOYDS HOUSE, MANCHESTER, M2 5WA
Incorporated 12/02/2015

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 27/03/2026

Due 10/04/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Mark Wilson

director · Since 12/02/2015

CONSULTANT

BRITISH · ENGLAND · Age 54

Also on 1 other board

Mr John Michael Stevenson

director · Since 26/02/2015

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 22 other boards

Mrs Kerry Marie Wilson

director · Since 11/07/2017

OPERATIONS DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 2 other boards

Mr Darren Edward Hardy-Dearness

director · Since 28/02/2018

COMPLIANCE MANAGER

BRITISH · ENGLAND · Age 52

Also on 1 other board

Persons with Significant Control

Mrs Nicola Janine Stevenson

25–50% shares

British · England · Age 50

Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA

Notified 06/04/2016

Mr John Michael Stevenson

25–50% shares

British · United Kingdom · Age 57

Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA

Notified 06/04/2016

Mr Mark Wilson

25–50% shares

British · England · Age 54

Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA

Notified 12/06/2024

Former PSCs

Mrs Kerry Marie Wilson

Ceased 17/05/2019

Mr Mark Wilson

Ceased 06/04/2016

Mrs Kerry Marie Wilson

Ceased 12/06/2024

Charges0 outstanding

Charge
satisfied

LLOYDS BANK PLC

Created 14/02/2022Registered 16/02/2022Satisfied 03/01/2025
Charge
satisfied

LLOYDS BANK PLC

Created 16/08/2018Registered 16/08/2018Satisfied 24/03/2022
Charge
satisfied

LLOYDS BANK PLC

Created 16/08/2018Registered 16/08/2018Satisfied 03/01/2025

CompanyRankvs 740+ SIC 64999 peers
76

Financial strength98th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.85× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
1Bishopsgate Corporate Finance Limited
90
2M.W. Beer & Co. Limited
90
3Mirabaud Asset Management Limited
90
4Chelsea Financial Services Plc
90
5Gee & Watson Wealth Management Limited
90
6Mileshield Commercial Funding Limited
90
7Yfm Private Equity Limited
90
8Dentons Pension Management Limited
90
9South West Investment Group Limited
90
10Dowgate Capital Limited
90
74Pensionhelp Limited
86
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/03/2024

Net Worth

£4.7M

Balance sheet strength

Cash

£1.5M

Cash in the bank

Net Current Assets

£1.8M

Working capital

Current Assets

£2.8M

Current Liabilities

£978k

Fixed Assets

£2.9M

Debtors

£1.3M

Profit After Tax

£319k

48avg. employees-56

Tax at Year End

Corp tax£186k
Dividends paid£2.3M

Balance Sheet

Intangible assets£10k
Assets less current liabilities£4.7M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.85-£2.0M
20236.64+£526k
20224.55+£1.4M
20212.07+£3.2M
20201.65—

Derived from filed accounts. Not audited figures.