Credit Expert Ltd
09506661
Healthy
- Negative net worth (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 19/02/2019
FINANCE DIRECTOR
SCOTTISH · SCOTLAND · Age 63
Also on 5 other boards
director · Since 19/02/2019
MANAGING DIRECTOR
SCOTTISH · SCOTLAND · Age 68
Also on 5 other boards
Persons with Significant Control
Caledonian Consumer Finance Ltd
Pacific House, Fletcher Way, Carlisle, CA3 0LJ
Reg: 07368004 · England · Limited Company
Notified 19/02/2019
Former PSCs
Mr. Hitenkumar Bhikhubhai Patel
Ceased 19/02/2019
CompanyRankvs 19221+ SIC 64999 peers32
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/03/2025
Net Worth
-£14k
Balance sheet strength
Cash
£1k
Cash in the bank
Net Current Assets
-£20k
Working capital
Current Assets
£2k
Current Liabilities
£23k
Fixed Assets
£6k
Debtors
£1k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.11 | -£11k |
| 2024 | 0.40 | -£1k |
| 2023 | 0.50 | — |
| 2022 | 1.03 | — |
Derived from filed accounts. Not audited figures.