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Optimum Commercial Solutions Ltd

09518480

active
Private Limited Company
england wales
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

UNIT P2 SHEFFIELD AIRPORT BUSINESS PARK, SHEFFIELD, S9 1XU
Incorporated 31/03/2015

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 02/08/2025

Due 16/08/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Paul David Spooner

director · Since 31/03/2015

MORTGAGE BROKER

BRITISH · ENGLAND · Age 47

Also on 2 other boards

Mr Andrew James Stone

director · Since 31/03/2015

FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 42

Also on 9 other boards

Mr Paul David Naylor

director · Since 21/07/2020

COMMERCIAL FINANCE BROKER

BRITISH · ENGLAND · Age 47

Also on 5 other boards

Persons with Significant Control

Optimum Holdings Limited

75–100% shares
75–100% votes

Unit P2, Sheffield Business Park, Sheffield, S9 1XU

Reg: 12123868 · Companies House · Limited By Shares

Notified 01/08/2025

Former PSCs

Mr Andrew James Stone

Ceased 01/08/2025

Mr Paul David Spooner

Ceased 01/08/2025

Mr Lee Andrew Spooner

Ceased 24/01/2019

Charges4 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 26/03/2025Registered 27/03/2025
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 04/06/2024Registered 05/06/2024
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 13/10/2022Registered 20/10/2022
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 06/01/2020Registered 09/01/2020
Charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 20/06/2017Registered 22/06/2017Satisfied 08/09/2025

CompanyRankvs 3532+ SIC 64999 peers
68

Financial strength87th percentile among SIC peers · 22/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.79× · 16/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£295k

Balance sheet strength

Cash

£441k

Cash in the bank

Net Current Assets

£289k

Working capital

Current Assets

£655k

Current Liabilities

£366k

Fixed Assets

£79k

Debtors

£213k

9avg. employees

Balance Sheet

Assets less current liabilities£368k
Signed by A Stone 03/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.79+£0
20251.79+£202k
20243.82+£37k
20232.80+£9k
20221.99+£23k
20213.07
20203.23
20194.34+£1k
20180.89

Derived from filed accounts. Not audited figures.