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Caledonian Loans Limited

09534244

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

Pacific House Fletcher Way, Parkhouse, Carlisle, CA3 0LJ
Incorporated 09/04/2015

Previously known as

Caledonian Home Loans Limited · until 29/11/2016

Compliance

Last accounts

30/04/2025

unaudited abridged

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 13/11/2025

Due 27/11/2026

On track

Industry

64929
64929

Officers

Mr Craig William Murray

director · Since 09/04/2015

DIRECTOR

SCOTTISH · SCOTLAND · Age 68

Also on 2 other boards

Ms Gaynor Carruthers Bulloch

secretary · Since 30/11/2016

Mr Stephen Morgan Dowdells

director · Since 30/11/2016

FINANCE DIRECTOR

SCOTTISH · SCOTLAND · Age 63

Also on 5 other boards

Craig William Murray

director · Since 09/04/2015

Scottish · Scotland · Age 68

Gaynor Carruthers Bulloch

secretary · Since 30/11/2016

Stephen Morgan Dowdells

director · Since 30/11/2016

Scottish · Scotland · Age 63

Persons with Significant Control

Caledonian Consumer Finance Ltd

75–100% shares

Pacific House, Caledonian Consumer Finance Ltd, Glasgow, CA3 0LJ

Notified 14/11/2016

Change History

statusactive
2026-08-28

Active

typeltd
2026-08-28

Private Limited Company

address line1Pacific House Fletcher Way
2026-08-28

PACIFIC HOUSE FLETCHER WAY

post townCarlisle
2026-08-28

CARLISLE

officer appointedBULLOCH, Gaynor Carruthers
2026-08-28
officer appointedDOWDELLS, Stephen Morgan
2026-08-28
officer appointedMURRAY, Craig William
2026-08-28

CompanyRankvs 662+ SIC 64929 peers
55

Financial strength61th percentile among SIC peers · 15/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.01× · 12/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/01/2026

Net Worth

£49k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

£49k

Working capital

Current Assets

£5.3M

Current Liabilities

£5.3M

Debtors

£5.3M

0avg. employees

Balance Sheet

Assets less current liabilities£49k
Signed by 1.5.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
20261.01+£0
20251.01+£4k
20241.01+£9k
20231.00

Derived from filed accounts. Not audited figures.

Filing History27 filings

Accounts filed

accounts with accounts type unaudited abridged

28/01/202611 pages · PDF
Confirmation statement

confirmation statement with no updates

13/11/20253 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

30/01/20259 pages · PDF
Confirmation statement

confirmation statement with no updates

04/12/20243 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

31/01/202411 pages · PDF
Confirmation statement

confirmation statement with no updates

05/12/20233 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

06/01/20237 pages · PDF
Confirmation statement

confirmation statement with no updates

05/12/20223 pages · PDF
PSC05

change to a person with significant control

15/02/20222 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

06/01/20227 pages · PDF
Confirmation statement

confirmation statement with no updates

02/12/20213 pages · PDF
Accounts filed

accounts with accounts type micro entity

29/01/20213 pages · PDF
Confirmation statement

confirmation statement with no updates

06/01/20213 pages · PDF
Accounts filed

accounts with accounts type micro entity

22/01/20208 pages · PDF
Confirmation statement

confirmation statement with no updates

11/12/20193 pages · PDF
Accounts filed

accounts with accounts type micro entity

25/01/20192 pages · PDF
Address changed

change registered office address company with date old address new address

15/01/20191 page · PDF
Confirmation statement

confirmation statement with no updates

06/12/20183 pages · PDF
Accounts filed

accounts with accounts type dormant

29/01/20182 pages · PDF
Confirmation statement

confirmation statement with no updates

13/12/20173 pages · PDF
Accounts filed

accounts with accounts type dormant

04/01/20172 pages · PDF
AP03

appoint person secretary company with name date

30/11/20162 pages · PDF
Confirmation statement

confirmation statement with updates

30/11/20166 pages · PDF
Director appointed

appoint person director company with name date

30/11/20162 pages · PDF
RESOLUTIONS

resolution

29/11/20163 pages · PDF
Annual return

annual return company with made up date full list shareholders

11/04/20163 pages · PDF
Incorporated

incorporation company

09/04/201528 pages · PDF