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Auto Finance Online Limited

09608656

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

THE CHURCH, WILMSLOW, SK9 5NT
Incorporated 26/05/2015

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 21/05/2026

Due 04/06/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Matthew Edwards

director · Since 24/12/2017

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 37

Persons with Significant Control

Mr Charles Douglas Holland

25–50% shares

British · England · Age 37

The Church, Mobberley Road, Wilmslow, SK9 5NT

Notified 26/05/2016

Mr Benjamin Edward Holland

25–50% shares

British · England · Age 41

The Church, Mobberley Road, Wilmslow, SK9 5NT

Notified 23/12/2017

Mr Matthew Edwards

25–50% shares

British · England · Age 37

The Church, Mobberley Road, Wilmslow, SK9 5NT

Notified 24/12/2017

CompanyRankvs 936+ SIC 64999 peers
84

Financial strength94th percentile among SIC peers · 24/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.06× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£961k

Balance sheet strength

Cash

£361k

Cash in the bank

Net Current Assets

£451k

Working capital

Current Assets

£876k

Current Liabilities

£425k

Fixed Assets

£763k

Debtors

£515k

10avg. employees+2

Balance Sheet

Assets less current liabilities£1.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.06+£52k
20244.26-£255k
20234.11+£670k
20222.99+£149k
20212.28+£152k
20201.56+£75k
20191.31+£79k
20182.33

Derived from filed accounts. Not audited figures.