Back to search

Spectrum Independent Financial Advice Limited

09609912

active
ltd
england wales
Companies House
Confirmation statement overdue
Health Score
60 / 100

Some Concerns

20/30
Filing
0/30
Financial
40/40
Risk
  • Confirmation statement overdue (-10)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

Regent House Mitre Way, Station Approach, Battle, TN33 0BQ
Incorporated 27/05/2015

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 27/05/2026

Due 10/06/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Terry Charles Weston

director · Since 27/05/2015

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 66

Also on 5 other boards

Mr Terry Charles Weston

secretary · Since 27/05/2015

Also on 5 other boards

Terry Charles Weston

secretary · Since 27/05/2015

Terry Charles Weston

director · Since 27/05/2015

British · United Kingdom · Age 66

Sarah Kilpatrick

director · Since 27/07/2018

British · United Kingdom · Age 37

Former

Graham Peters

director · Resigned 10/01/2018

Ms Sarah Kilpatrick

director · Resigned 30/06/2026

Persons with Significant Control

Mr Terry Charles Weston

75–100% shares
75–100% votes

British · United Kingdom · Age 66

Regent House Mitre Way, Station Approach, Battle, TN33 0BQ

Notified 06/04/2016

Change History

statusactive
2026-06-24

Active

typeltd
2026-06-24

Private Limited Company

address line1Regent House Mitre Way
2026-06-24

REGENT HOUSE MITRE WAY

post townBattle
2026-06-24

BATTLE

CompanyRankvs 6070+ SIC 66190 peers
18

Financial strength4th percentile among SIC peers · 1/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.16× · 2/20
Longevity11 years trading (max 15) · 11/15
Filing complianceOne filing overdue · 5/15
Going concern doubt -10
Show leaderboard
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance5/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

foreseeable future. In reaching this conclusion they are satisfied that no material uncertainty exists. As a result of the above, the directors have concluded that it remains appropriate to adopt a going concern basis of preparation in these financial statements and that no material uncertainty exists in reaching this conclusion. Liabilities exceed assets but the company continues to receive ful

Key FinancialsYear ending 31/03/2025

Net Worth

-£53k

Balance sheet strength

Cash

£9k

Cash in the bank

Net Current Assets

-£68k

Working capital

Current Assets

£14k

Current Liabilities

£82k

Fixed Assets

£18k

Debtors

£4k

2avg. employees-3

Tax at Year End(2024)

Corp tax£58

Balance Sheet

Intangible assets£17k
Assets less current liabilities-£51k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.16-£30k
20240.64-£16k
20230.80

Derived from filed accounts. Not audited figures.