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Spectrum Independent Financial Advice Limited

09609912

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

REGENT HOUSE MITRE WAY, BATTLE, TN33 0BQ
Incorporated 27/05/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Terry Charles Weston

secretary · Since 27/05/2015

Also on 5 other boards

Mr Terry Charles Weston

director · Since 27/05/2015

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 65

Also on 5 other boards

Ms Sarah Kilpatrick

director · Since 27/07/2018

OPERATIONS MANAGER

BRITISH · UNITED KINGDOM · Age 37

Also on 1 other board

Persons with Significant Control

Mr Terry Charles Weston

75–100% shares
75–100% votes

British · United Kingdom · Age 65

Regent House Mitre Way, Station Approach, Battle, TN33 0BQ

Notified 06/04/2016

CompanyRankvs 4829+ SIC 66190 peers
28

Financial strength4th percentile among SIC peers · 1/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.16× · 2/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

foreseeable future. In reaching this conclusion they are satisfied that no material uncertainty exists. As a result of the above, the directors have concluded that it remains appropriate to adopt a going concern basis of preparation in these financial statements and that no material uncertainty exists in reaching this conclusion. Liabilities exceed assets but the company continues to receive ful

Key FinancialsYear ending 31/03/2025

Net Worth

-£53k

Balance sheet strength

Cash

£9k

Cash in the bank

Net Current Assets

-£68k

Working capital

Current Assets

£14k

Current Liabilities

£82k

Fixed Assets

£18k

Debtors

£4k

2avg. employees-3

Tax at Year End(2024)

Corp tax£58

Director Loans(2021)

Company owes directors£424

Balance Sheet

Intangible assets£17k
Assets less current liabilities-£51k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.16-£30k
20240.64-£16k
20230.80-£42k
20221.46-£185k
20213.97-£13k
20202.26+£59k
20191.85—

Derived from filed accounts. Not audited figures.