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Twelve Specialist Risk Limited

09669203

active
ltd
england wales
Companies House
Confirmation statement overdue
Health Score
55 / 100

Notable Risks

15/30
Filing
0/30
Financial
40/40
Risk
  • Confirmation statement overdue (-10)
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)

Details

Pendragon House, 65 London Road, St. Albans, AL1 1LJ
Incorporated 03/07/2015

Previously known as

Twelve Energy Limited · until 27/11/2017

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 02/07/2025

Due 16/07/2026

Overdue

Industry

65120
Non-life insurance

Officers

Mr Paul Dowling

director · Since 03/07/2015

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 1 other board

Paul Dowling

director · Since 03/07/2015

British · England · Age 61

Persons with Significant Control

Mr Paul Dowling

75–100% shares
75–100% votes
Appoint directors

British · England · Age 61

Pendragon House, 65 London Road, St. Albans, AL1 1LJ

Notified 06/04/2016

Change History

statusactive
2026-07-26

Active

typeltd
2026-07-26

Private Limited Company

address line1Pendragon House
2026-07-26

PENDRAGON HOUSE

post townSt. Albans
2026-07-26

ST. ALBANS

officer appointedDOWLING, Paul
2026-07-26

CompanyRankvs 2066+ SIC 65120 peers
21

Financial strength1th percentile among SIC peers · 0/25
Employees32th percentile among SIC peers · 5/15
LiquidityNo balance sheet data · 0/20
Longevity11 years trading (max 15) · 11/15
Filing complianceOne filing overdue · 5/15
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance5/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£415k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£146k

Working capital

Current Assets

Current Liabilities

£149k

1avg. employees
Prepared with CCH Software

EstimatesDerived

YearImplied Profit
2024-£27k

Derived from filed accounts. Not audited figures.