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Be Clever With Your Cash Ltd

09733648

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

Ebbisham House, 30 Church Street, Epsom, KT17 4NL
Incorporated 14/08/2015

Compliance

Last accounts

31/12/2025

micro entity

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 25/04/2026

Due 09/05/2027

On track

Industry

82990
Other business support service activities

Officers

Mr Patrick Harry Muir

director · Since 28/03/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Also on 6 other boards

Mr Peer Jelendorf

director · Since 02/01/2026

BRITISH · ENGLAND · Age 37

Also on 1 other board

Patrick Harry Muir

director · Since 28/03/2023

British · United Kingdom · Age 61

Peer Jelendorf

director · Since 02/01/2026

British · England · Age 37

Former

Andrew David Webb

director · Resigned 28/03/2023

Jacqueline Dewey

director · Resigned 26/02/2026

Persons with Significant Control

Smart Money People Limited

75–100% shares
75–100% votes
Appoint directors

Ebbisham House, 30 Church Street, Epsom, KT17 4NL

Reg: 09048508 · Register Of Companies For England And Wales · Private Company Limited By Shares

Notified 28/03/2023

Former PSCs

Mr Andrew David Webb

Ceased 28/03/2023

Mrs Rebecca May Webb

Ceased 06/04/2016

Change History

officer appointedJELENDORF, Peer
2026-08-11
officer appointedMUIR, Patrick Harry
2026-08-11
statusactive
2026-08-11

Active

typeltd
2026-08-11

Private Limited Company

address line1Ebbisham House
2026-08-11

EBBISHAM HOUSE

post townEpsom
2026-08-11

EPSOM

CompanyRankvs 112730+ SIC 82990 peers
39

Financial strength2th percentile among SIC peers · 1/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.14× · 2/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

-£176k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£201k

Working capital

Current Assets

£34k

Current Liabilities

£245k

Fixed Assets

£27k

2avg. employees

Balance Sheet

Assets less current liabilities-£175k
Signed by P H Muir 09/09/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.14-£189k
20241.32-£165k
20232.34

Derived from filed accounts. Not audited figures.