Back to search

Finance Philosophy Ltd

09778714

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

4TH FLOOR, WATFORD, WD17 1HP
Incorporated 15/09/2015

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 05/09/2025

Due 19/09/2026

On track

Industry

69201
Accounting and auditing activities

Officers

Ms Jemma Phillips

director · Since 15/09/2015

CHARTERED ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 45

Also on 1 other board

Persons with Significant Control

Ms Jemma Phillips

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 45

Fao Workwell Accountancy, Ground Floor East Hyde, Watford, WD17 1HZ

Notified 01/07/2016

CompanyRankvs 29386+ SIC 69201 peers
35

Financial strength8th percentile among SIC peers · 2/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 0× · 2/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

-£3k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£3k

Working capital

Current Assets

£0

Current Liabilities

£3k

1avg. employees

Balance Sheet

Assets less current liabilities-£3k
Prepared with FreeAgent

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00-£826
20240.04-£750

Derived from filed accounts. Not audited figures.