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3r Finance Ltd

09782074

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

UNIT 12 SWANWICK MARINA, SOUTHAMPTON, SO31 1ZL
Incorporated 17/09/2015

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 03/02/2026

Due 17/02/2027

On track

Industry

62012
Business and domestic software development
63110
Data processing, hosting and related activities
63120
Web portals

Officers

Mr Michael Bowler

director · Since 17/09/2015

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 7 other boards

Mr Christopher Alan Powell

director · Since 17/09/2015

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 11 other boards

Mr Daniel Brogan

director · Since 01/09/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 3 other boards

Mrs Kimberley Marie De'Ath

director · Since 01/09/2023

COMMERCIAL DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 2 other boards

Mr Tony Dyer

director · Since 01/09/2023

COMMERCIAL DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 3 other boards

Persons with Significant Control

Mr Michael Bowler

Significant control

British · England · Age 55

Unit 17 Universal Marina, Crableck Lane, Southampton, SO31 7ZN

Notified 06/04/2016

Mr Christopher Alan Powell

25–50% shares

British · United Kingdom · Age 55

Unit 12, Swanwick Marina, Southampton, SO31 1ZL

Notified 06/04/2016

Mr Michael Bowler

25–50% shares

British · England · Age 55

Unit 12, Swanwick Marina, Southampton, SO31 1ZL

Notified 17/09/2016

3r Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Unit 17 Universal Marina, Crableck Lane, Southampton, SO31 7ZN

Reg: 10533835 · England · Limited

Notified 21/12/2016

Former PSCs

Mr David Neil Ayton

Ceased 28/10/2019

Mr David Neil Ayton

Ceased 28/10/2019

Charges2 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 29/06/2020Registered 29/06/2020
Charge
outstanding

ALDERMORE BANK PLC

Created 31/03/2016Registered 05/04/2016

CompanyRankvs 14076+ SIC 62012 peers
55

Financial strength96th percentile among SIC peers · 24/25
Employees17th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.07× · 12/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£732k

Balance sheet strength

Cash

£60k

Cash in the bank

Net Current Assets

£703k

Working capital

Current Assets

£10.5M

Current Liabilities

£9.8M

Fixed Assets

£92k

Debtors

£10.4M

Profit After Tax

£335k

0avg. employees

Tax at Year End

Dividends paid£156k

Balance Sheet

Assets less current liabilities£795k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.07+£179k
20241.09+£46k
20231.10

Derived from filed accounts. Not audited figures.