Back to search

Human Ingenuity Ltd

09819906

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 64 outstanding charges (-10)

Details

7-9 MACON COURT, CREWE, CW1 6EA
Incorporated 12/10/2015

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr John Alexander Ellwood

director · Since 12/10/2015

CONSULTANT

BRITISH · UNITED KINGDOM · Age 48

Also on 1 other board

Persons with Significant Control

Mr John Alexander Ellwood

75–100% shares
75–100% votes

British · England · Age 48

7-9 Macon Court, Crewe, CW1 6EA

Notified 06/04/2016

Charges64 outstanding

Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 19/09/2025Registered 25/09/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 25/09/2025Registered 25/09/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 19/09/2025Registered 25/09/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 13/08/2025Registered 19/08/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 13/08/2025Registered 19/08/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 26/06/2025Registered 26/06/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 27/03/2025Registered 02/04/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 27/03/2025Registered 27/03/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 27/03/2025Registered 27/03/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 05/12/2024Registered 12/12/2024
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 05/12/2024Registered 12/12/2024
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 02/09/2024Registered 03/09/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 15/08/2024Registered 19/08/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 02/04/2024Registered 02/04/2024
Charge
outstanding

PARAGON BANK PLC

Created 29/02/2024Registered 04/03/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 29/02/2024Registered 01/03/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 16/02/2024Registered 16/02/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 16/02/2024Registered 16/02/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 11/12/2023Registered 12/12/2023
Charge
outstanding

PARAGON BANK PLC

Created 18/08/2023Registered 21/08/2023
Charge
outstanding

PARAGON BANK PLC

Created 18/08/2023Registered 21/08/2023
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 23/06/2023Registered 27/06/2023
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 23/06/2023Registered 27/06/2023
Charge
outstanding

ALDERMORE BANK PLC

Created 21/12/2022Registered 22/12/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 11/11/2022Registered 16/11/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 24/06/2022Registered 01/07/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 24/06/2022Registered 27/06/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 24/06/2022Registered 27/06/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 12/05/2022Registered 18/05/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 30/03/2022Registered 08/04/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 30/03/2022Registered 08/04/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 03/03/2022Registered 05/03/2022
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 04/02/2022Registered 08/02/2022
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 04/02/2022Registered 08/02/2022
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 04/02/2022Registered 08/02/2022
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 19/10/2021Registered 25/10/2021
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 28/09/2021Registered 30/09/2021
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 13/08/2021Registered 18/08/2021
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 13/07/2021Registered 15/07/2021
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 13/07/2021Registered 15/07/2021
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 13/07/2021Registered 15/07/2021
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 11/06/2021Registered 16/06/2021
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 11/06/2021Registered 16/06/2021
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 19/03/2021Registered 19/03/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 12/02/2021Registered 16/02/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 26/01/2021Registered 02/02/2021
Charge
outstanding

PARATUS AMC LIMITED

Created 28/08/2020Registered 15/01/2021
Charge
outstanding

ALDERMORE BANK PLC

Created 27/11/2020Registered 10/12/2020
Charge
outstanding

PARAGON BANK PLC

Created 16/11/2020Registered 28/11/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 08/09/2020Registered 11/09/2020
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 19/05/2020Registered 04/06/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 25/02/2020Registered 25/02/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 30/01/2020Registered 30/01/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 06/09/2019Registered 18/09/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 28/06/2019Registered 08/07/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 05/04/2019Registered 05/04/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 05/04/2019Registered 05/04/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 31/01/2019Registered 31/01/2019
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 31/01/2019Registered 31/01/2019
Charge
outstanding

KENSINGTON MORTGAGE COMPQANY LIMITED

Created 31/01/2019Registered 31/01/2019
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 17/11/2017Registered 30/11/2017Satisfied 30/01/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 07/06/2017Registered 17/06/2017
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 21/04/2017Registered 22/04/2017
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 03/02/2017Registered 16/02/2017Satisfied 05/04/2019
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 21/12/2016Registered 22/12/2016Satisfied 31/01/2019
Charge
satisfied

ALDERMORE BANK PLC

Created 02/12/2016Registered 15/12/2016Satisfied 31/01/2019
Charge
satisfied

ALDERMORE BANK PLC

Created 02/12/2016Registered 15/12/2016Satisfied 29/01/2020
Charge
outstanding

PARAGON MORTGAGES (2010) LIMITED

Created 26/07/2016Registered 10/08/2016
Charge
outstanding

PARAGON MORTGAGES (2010) LIMITED

Created 26/07/2016Registered 10/08/2016

CompanyRankvs 33871+ SIC 68209 peers
64

Financial strength91th percentile among SIC peers · 23/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 1.91× · 16/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1The Lower Norwood Co-Operative Building Company Limited
90
2Liverpool And Chester Property Company Limited
90
3Grange Park Investments Limited
90
4Sherborne Cottage Building Company,Limited(The)
90
5Gaunts Limited
90
6S.E.Redfern Limited
90
7Chisholm & Company (Holdings) Limited
90
8John Horsfall & Sons(Greetland),Limited
90
9British And Foreign Wharf Company Limited(The)
90
10Webb & Son (Combs)Limited
90
33871Human Ingenuity Ltd
69
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£623k

Balance sheet strength

Cash

£18k

Cash in the bank

Net Current Assets

£11k

Working capital

Current Assets

£22k

Current Liabilities

£12k

Fixed Assets

£3.7M

Debtors

£4k

1avg. employees

Balance Sheet

Assets less current liabilities£3.7M
Signed by 09819906 2024-05-01 2025-04-30 09819906 2025-04-30 09819906 core:RetainedEarningsAccumulatedLosses 2025-04-30 09819906 cPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.91+£565k
2024—-£974
2023—+£20k
2022—+£12k
2021—+£8
2020—+£13k
2019—+£9k

Derived from filed accounts. Not audited figures.