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Riviera Insurance Services Limited

09827823

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

Petitor House, Nicholson Road, Torquay, TQ2 7TD
Incorporated 16/10/2015

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 11/07/2025

Due 25/07/2026

On track

Industry

65120
Non-life insurance

Officers

Kevin Davies

director · Since 16/04/2016

British · United Kingdom · Age 63

Andrew Pearce

director · Since 05/02/2018

British · England · Age 63

Andrew Pearce

director · Since 26/02/2018

British · England · Age 63

Thomas Westcott Secretarial Limited

corporate secretary · Since 30/04/2018

Reg: 05024180

Geoff Derham

director · Since 25/07/2018

British · United Kingdom · Age 74

James Richard Jones

director · Since 16/06/2023

British · Wales · Age 48

Darren Neil Box

director · Since 01/12/2025

British · England · Age 52

Former

Angela Pary Muir

director · Resigned 16/04/2016

Trevor David Cutts

director · Resigned 29/11/2017

Paul Eric Muir

director · Resigned 20/02/2018

Ian Joseph Fogg

director · Resigned 02/11/2021

Persons with Significant Control

Mr Kevin Davies

50–75% shares
50–75% votes

British · United Kingdom · Age 63

Petitor House, Nicholson Road, Torquay, TQ2 7TD

Notified 06/04/2016

Former PSCs

Mr Trevor David Cutts

Ceased 29/11/2017

Mr Paul Eric Muir

Ceased 20/02/2018

Change History

statusactive
2026-06-08

Active

typeltd
2026-06-08

Private Limited Company

address line1Petitor House
2026-06-08

PETITOR HOUSE

post townTorquay
2026-06-08

TORQUAY

CompanyRankvs 1501+ SIC 65120 peers
47

Financial strength1th percentile among SIC peers · 0/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.82× · 6/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£335k

Balance sheet strength

Cash

£125k

Cash in the bank

Net Current Assets

-£405k

Working capital

Current Assets

£1.8M

Current Liabilities

£2.2M

Fixed Assets

£646k

Debtors

£1.4M

45avg. employees+13

Balance Sheet

Assets less current liabilities£241k
Signed by 09827823 2024-04-01 2025-03-31 09827823 2025-03-31 09827823 bus: 2 1 2025-03-31 09827823 bus: 5 1 2025-03-31 09827823 coPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20250.82-£428k
20241.36+£73k
20231.54

Derived from filed accounts. Not audited figures.