Pennymortgages Limited
09864472
Some Concerns
- No accounts filed in last 18 months (-5)
- Current liabilities exceed current assets (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 10/11/2015
MORTGAGE CONSULTANT
UNITED KINGDOM · WALES · Age 63
Persons with Significant Control
Mrs Penelope Jane Bradfield-Jones
British · Wales · Age 63
Cyncoed Farm, Capel Bangor, Aberystwyth, SY23 3NW
Notified 01/05/2016
CompanyRankvs 3512+ SIC 64999 peers75
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/11/2024
Net Worth
£86k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£86k
Working capital
Current Assets
£156k
Current Liabilities
£71k
Fixed Assets
£2k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2024 | 2.21 | +£10k |
| 2023 | — | -£21k |
| 2022 | — | +£38k |
| 2021 | 1.73 | — |
Derived from filed accounts. Not audited figures.