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Upstream Mobile Commerce Limited

09873874

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

3RD FLOOR, ALTRINCHAM, WA14 2DT
Incorporated 16/11/2015

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

28/09/2026

On track

Confirmation statement

Last: 31/10/2025

Due 14/11/2026

On track

Industry

61900
Other telecommunications activities

Officers

Mr Salim Joseph Khoury

director · Since 09/07/2025

ENTREPRENEUR

BRITISH · UNITED KINGDOM · Age 57

Also on 5 other boards

Persons with Significant Control

Mr Salim Joseph Khoury

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 57

3rd Floor, 1 Ashley Road, Altrincham, WA14 2DT

Notified 09/07/2025

Former PSCs

Actis Gp Llp

Ceased 09/07/2025

Charges1 outstanding

Charge
outstanding

NATIONAL BANK OF GREECE S.A.

Created 09/12/2022Registered 09/12/2022
Charge
satisfied

HSBC BANK PLC

Created 24/03/2017Registered 05/04/2017Satisfied 10/11/2022

CompanyRankvs 610+ SIC 61900 peers
61

Financial strength99th percentile among SIC peers · 25/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 4.41× · 20/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

its obligations and continue operations. Material Uncertainty Notwithstanding the share transfer transaction and the injection of subordinated funding by the new shareholder, the Company's going concern assessment is dependent on the Group's ability to successfully refinance the EIB debt obligations (approximately €9.38 million) that mature in January 2026, and the continued supp

Key FinancialsYear ending 31/12/2024

Turnover

£28.1M

Annual revenue

Net Worth

£6.6M

Balance sheet strength

Cash

£1.8M

Cash in the bank

Profit Before Tax

-£1.8M

Bottom line earnings

Net Current Assets

£18.5M

Working capital

Current Assets

£23.9M

Current Liabilities

£5.4M

Fixed Assets

£2.3M

Debtors

£54k

Cost of Sales

£28.7M

Gross Profit

-£607k

Admin Expenses

£2.2M

Operating Profit

-£3.2M

Profit After Tax

-£2.1M

2avg. employees

Tax at Year End

Corp tax£20k

People Costs

Wages & salaries£4k

Balance Sheet

Bank loans & overdrafts£11.0M
Assets less current liabilities£20.7M
Signed by 31 December 2024Prepared with FINTAGS

EstimatesDerived

YearCurrent RatioImplied Profit
20244.41+£0
20244.41

Derived from filed accounts. Not audited figures.