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J & L Retail Limited

09953495

active
Private Limited Company
england wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

THE OLD POST OFFICE, CHIPPENHAM, SN15 3HR
Incorporated 15/01/2016

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 14/01/2026

Due 28/01/2027

On track

Industry

82990
Other business support service activities

Officers

Mrs Joanna Worsley

director · Since 15/01/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 55

Mr Lee Christopher Worsley

director · Since 15/01/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 3 other boards

Persons with Significant Control

Mr Lee Christopher Worsley

25–50% shares
25–50% votes
Appoint directors

British · England · Age 55

65 St Mary Street, Chippenham, SN15 3JF

Notified 06/04/2016

Mrs Joanna Lorraine Worsley

25–50% shares
25–50% votes
Appoint directors

British · England · Age 55

65 St Mary Street, Chippenham, SN15 3JF

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

ALLICA BANK LIMITED

Created 25/07/2024Registered 29/07/2024
Charge
satisfied

SANTANDER UK PLC AS SECURITY TRUSTEE

Created 20/12/2019Registered 23/12/2019Satisfied 30/07/2024
Charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 18/01/2018Registered 30/01/2018Satisfied 28/03/2024

CompanyRankvs 31441+ SIC 82990 peers
60

Financial strength72th percentile among SIC peers · 18/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.19× · 12/20
Longevity11 years trading (max 15) · 11/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity11/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£26k

Balance sheet strength

Cash

£16k

Cash in the bank

Net Current Assets

£29k

Working capital

Current Assets

£183k

Current Liabilities

£154k

Fixed Assets

£38k

Debtors

£120k

7avg. employees-1

Balance Sheet

Assets less current liabilities£68k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.19-£1k
20241.53+£2k
20231.57

Derived from filed accounts. Not audited figures.