Spey Finance Limited
09972524
Healthy
No risk factors detected.
Details
Compliance
Last accounts
30/04/2025
micro entity
Next accounts due
31/01/2027
Confirmation statement
Last: 26/01/2026
Due 09/02/2027
Industry
Officers
Persons with Significant Control
Mr Jonathan Mitchell Clarke
British · England · Age 57
45a, Station Road, Bedford, MK44 3QL
Notified 06/04/2016
Mrs Alexandra Ingrid Clarke
Swedish · England · Age 49
45a, Station Road, Bedford, MK44 3QL
Notified 06/04/2016
Change History
Active
Private Limited Company
45A STATION ROAD
BEDFORD
CompanyRankvs 8586+ SIC 64999 peers60
Show leaderboard
How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/04/2025
Net Worth
£184
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£632
Working capital
Current Assets
£37k
Current Liabilities
£36k
Fixed Assets
£703
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 1.02 | — |
| 2024 | 1.32 | — |
| 2023 | 1.53 | — |
| 2022 | 2.70 | +£37 |
| 2021 | 2.70 | -£7k |
| 2020 | 1.37 | -£23k |
| 2019 | 3.82 | — |
Derived from filed accounts. Not audited figures.