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Credit Ladder Limited

10074481

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

HAMILTON HOUSE, LONDON, E4 9LD
Incorporated 21/03/2016

Compliance

Last accounts

31/12/2025

micro entity

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 07/02/2026

Due 21/02/2027

On track

Industry

96090
Other personal service activities

Officers

Mr Asa Bentley

director · Since 31/10/2016

DIRECTOR

BRITISH · ENGLAND · Age 39

Mr Sheraz Ahmed Dar

director · Since 17/04/2018

CHIEF EXECUTIVE

BRITISH · ENGLAND · Age 53

Also on 2 other boards

Robin John Tombs

director · Since 13/10/2020

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 1 other board

Persons with Significant Control

Robin John Tombs

25–50% shares
25–50% votes

British · United Kingdom · Age 57

Hamilton House, 4a The Avenue, London, E4 9LD

Notified 13/10/2020

George Gardiner

25–50% shares
25–50% votes

English · United Kingdom · Age 42

Hamilton House, 4a The Avenue, London, E4 9LD

Notified 24/06/2022

Former PSCs

Pp Asset Management Limited

Ceased 18/10/2018

Mr Philip Pels

Ceased 13/10/2020

CompanyRankvs 3713+ SIC 96090 peers
82

Financial strength92th percentile among SIC peers · 23/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.51× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
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3713Credit Ladder Limited
82
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£213k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£417k

Working capital

Current Assets

£492k

Current Liabilities

£76k

Fixed Assets

£66k

7avg. employees

Balance Sheet

Assets less current liabilities£483k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20256.51+£122k
20243.94+£25k
20233.18—

Derived from filed accounts. Not audited figures.