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Canto Learning Limited

10094184

active
PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)
england wales
Companies House
Health Score
66 / 100

Some Concerns

30/30
Filing
0/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

WILLIS HOUSE TONMEAD ROAD, NORTHAMPTON, NN3 8HU
Incorporated 31/03/2016

Compliance

Last accounts

31/07/2025

medium

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 29/03/2026

Due 12/04/2027

On track

Industry

88100
Social work activities without accommodation for the elderly and disabled

Officers

Mr Adam Michael Billingham

director · Since 31/03/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 40

Also on 4 other boards

Mrs Charlotte Elizabeth Jay Dear

director · Since 31/03/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 1 other board

Mrs Julie Gadsden

director · Since 24/06/2016

TRUSTEE

BRITISH · ENGLAND · Age 67

Mr Philip Alexander Burch

director · Since 27/11/2019

TRUSTEE

BRITISH · ENGLAND · Age 77

Also on 4 other boards

Mrs Tracey Ann Davidson

director · Since 23/05/2022

TRUSTEE

BRITISH · UNITED KINGDOM · Age 57

Also on 1 other board

Mr Alan Robert Sanders

director · Since 26/09/2022

RETIRED

BRITISH · UNITED KINGDOM · Age 67

Mr Thomas James Goodridge

director · Since 30/01/2023

TRUSTEE

BRITISH · UNITED KINGDOM · Age 45

Mr Malcolm Arthur Saxby

director · Since 19/05/2025

TRUSTEE

BRITISH · UNITED KINGDOM · Age 72

Also on 1 other board

Mr Jonathan James Byrne

director · Since 19/05/2025

TRUSTEE

BRITISH · UNITED KINGDOM · Age 38

Also on 1 other board

Mr Tristan Clee

director · Since 15/09/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 1 other board

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 08/10/2018Registered 18/10/2018
Charge
outstanding

LLOYDS BANK PLC

Created 08/10/2018Registered 09/10/2018

CompanyRankvs 335+ SIC 88100 peers
64

Financial strength99th percentile among SIC peers · 25/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 11.85× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the trustees with respect to going con

Key FinancialsYear ending 31/07/2025

Net Worth

£2.7M

Balance sheet strength

Cash

£1.0M

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£1.2M

Current Liabilities

£99k

Fixed Assets

£1.6M

Debtors

£148k

65avg. employees+5

People Costs

Wages & salaries£1.3M
NI contributions£106k

Balance Sheet

Bank loans & overdrafts£24k
Assets less current liabilities£2.7M
Interest receivable£15k
Signed by Mr A M BillinghamPrepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202511.85+£360k
202410.49+£258k
202310.94+£219k
20224.66

Derived from filed accounts. Not audited figures.