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Hayward Sestini Pensions Limited

10309991

active
Private Limited Company
england wales
Companies House
Health Score
79 / 100

Some Concerns

25/30
Filing
20/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • 3 outstanding charges (-6)

Details

MERLIN HOUSE PRIORY DRIVE, NEWPORT, NP18 2HJ
Incorporated 03/08/2016

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 14/06/2026

Due 28/06/2027

On track

Industry

66290
Other activities auxiliary to insurance and pension funding
74909
Other professional, scientific and technical activities

Officers

Ms Rachel Louise Sestini

director · Since 03/08/2016

TAX ADVISER

BRITISH · ENGLAND · Age 56

Mrs Samantha Claire Hayward

director · Since 01/04/2018

PROFESSIONAL TRUSTEE

BRITISH · WALES · Age 41

Also on 2 other boards

Persons with Significant Control

Ms Rachel Louise Sestini

50–75% shares
50–75% votes
Appoint directors

British · England · Age 56

Merlin House, Priory Drive, Newport, NP18 2HJ

Notified 03/08/2016

Charges3 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 09/06/2023Registered 12/06/2023
Charge
outstanding

LLOYDS BANK PLC

Created 06/02/2023Registered 08/02/2023
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 02/06/2020Registered 04/06/2020

CompanyRankvs 889+ SIC 66290 peers
53

Financial strength47th percentile among SIC peers · 12/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.11× · 12/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£1k

Balance sheet strength

Cash

£40k

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£90k

Current Liabilities

£81k

Fixed Assets

£3k

Debtors

£50k

6avg. employees

Balance Sheet

Assets less current liabilities£12k
Signed by Samantha Hayward 27 June 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.11-£28k
20232.45

Derived from filed accounts. Not audited figures.