Hayward Sestini Pensions Limited
10309991
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
- 3 outstanding charges (-6)
Details
Compliance
Last accounts
31/12/2024
total exemption full
Next accounts due
30/09/2026
Confirmation statement
Last: 14/06/2026
Due 28/06/2027
Industry
Officers
director · Since 01/04/2018
PROFESSIONAL TRUSTEE
BRITISH · WALES · Age 41
Also on 2 other boards
Persons with Significant Control
Ms Rachel Louise Sestini
British · England · Age 56
Merlin House, Priory Drive, Newport, NP18 2HJ
Notified 03/08/2016
Charges3 outstanding
SHAWBROOK BANK LIMITED
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NATIONAL WESTMINSTER BANK PLC
CompanyRankvs 1640+ SIC 66290 peers37
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2025
Net Worth
-£870
Balance sheet strength
Cash
£30k
Cash in the bank
Net Current Assets
-£4k
Working capital
Current Assets
£85k
Current Liabilities
£89k
Fixed Assets
£3k
Debtors
£55k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.96 | — |
| 2024 | 1.11 | -£28k |
| 2023 | 2.45 | — |
Derived from filed accounts. Not audited figures.