Back to search

Sms Lettings Ltd

10311450

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 7 outstanding charges (-10)

Details

INTERNATIONAL HOUSE, MANCHESTER, M2 3HZ
Incorporated 04/08/2016

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 15/07/2025

Due 29/07/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Sarah Louise Sowerby

director · Since 04/08/2016

HR BUSINESS PARTNER

BRITISH · UNITED KINGDOM · Age 40

Also on 1 other board

Mr Stephen Michael Sowerby

director · Since 04/08/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 1 other board

Persons with Significant Control

Mr Stephen Michael Sowerby

25–50% shares
25–50% votes

British · England · Age 41

International House, 61 Mosley Street, Manchester, M2 3HZ

Notified 04/08/2016

Mrs Sarah Louise Sowerby

25–50% shares
25–50% votes

British · United Kingdom · Age 40

International House, 61 Mosley Street, Manchester, M2 3HZ

Notified 04/08/2016

Charges7 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 14/10/2022Registered 14/10/2022
Charge
outstanding

LENDINVEST BTL LIMITED

Created 03/07/2020Registered 03/07/2020
Charge
outstanding

PARAGON BANK PLC

Created 19/09/2019Registered 19/09/2019
Charge
outstanding

PARAGON BANK PLC

Created 23/11/2018Registered 23/11/2018
Charge
outstanding

PARAGON BANK PLC

Created 22/08/2018Registered 22/08/2018
Charge
satisfied

PARAGON BANK PLC

Created 11/09/2017Registered 18/09/2017Satisfied 11/10/2019
Charge
outstanding

PARAGON BANK PLC · PARAGON MORTGAGES

Created 25/05/2017Registered 08/06/2017
Charge
outstanding

PARAGON MORTGAGES (2010) LTD

Created 18/11/2016Registered 23/11/2016

CompanyRankvs 118725+ SIC 68209 peers
40

Financial strength79th percentile among SIC peers · 20/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1The Lower Norwood Co-Operative Building Company Limited
90
2Liverpool And Chester Property Company Limited
90
3Grange Park Investments Limited
90
4Sherborne Cottage Building Company,Limited(The)
90
5Gaunts Limited
90
6S.E.Redfern Limited
90
7Chisholm & Company (Holdings) Limited
90
8John Horsfall & Sons(Greetland),Limited
90
9British And Foreign Wharf Company Limited(The)
90
10Webb & Son (Combs)Limited
90
118725Sms Lettings Ltd
49
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£119k

Balance sheet strength

Cash

£11k

Cash in the bank

Net Current Assets

-£403k

Working capital

Current Assets

£11k

Current Liabilities

£414k

Fixed Assets

£1.1M

Debtors

£538

0avg. employees

Balance Sheet

Assets less current liabilities£723k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.03+£21k
2024—+£35k
2023—+£0
2023—+£31k
2022—+£9k
20210.03+£4k
20200.07+£14k

Derived from filed accounts. Not audited figures.