Back to search

S&L Business Transformation Ltd

10394796

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

YARE HOUSE, NORWICH, NR1 1RY
Incorporated 26/09/2016

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 25/09/2025

Due 09/10/2026

On track

Industry

65120
Non-life insurance

Officers

Mr Stephen Edward Payne

director · Since 26/09/2016

PROGRAMME MANAGER

BRITISH · ENGLAND · Age 53

Mrs Lauren Payne

director · Since 06/04/2017

DIRECTOR

BRITISH · ENGLAND · Age 46

Persons with Significant Control

Mr Stephen Edward Payne

50–75% shares
50–75% votes
Appoint directors

British · England · Age 53

Yare House, 62-64 Thorpe Road, Norwich, NR1 1RY

Notified 26/09/2016

Mrs Lauren Payne

25–50% shares
25–50% votes

British · England · Age 46

Yare House, 62-64 Thorpe Road, Norwich, NR1 1RY

Notified 06/04/2017

CompanyRankvs 1236+ SIC 65120 peers
56

Financial strength48th percentile among SIC peers · 12/25
Employees48th percentile among SIC peers · 7/15
LiquidityCurrent ratio 1.15× · 12/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£19k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

£2k

Working capital

Current Assets

£17k

Current Liabilities

£15k

Fixed Assets

£18k

Debtors

£15k

2avg. employees

Balance Sheet

Assets less current liabilities£20k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.15+£0
20251.15+£14k
20240.66-£23k
20231.27+£833
20221.22+£18k
20211.08-£32k
20201.86+£25k
20191.34+£13k
20181.13

Derived from filed accounts. Not audited figures.