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Seneca Secured Finance Limited

10452341

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

9 THE PARKS, NEWTON-LE-WILLOWS, WA12 0JQ
Incorporated 31/10/2016

Compliance

Last accounts

31/10/2025

total exemption full

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 30/10/2025

Due 13/11/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Richard Edward Manley

director · Since 31/10/2016

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 14 other boards

Mr Timothy Daniel Murphy

director · Since 30/06/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 22 other boards

Persons with Significant Control

Former PSCs

Mr Richard Edward Manley

Ceased 20/06/2023

CompanyRankvs 1774+ SIC 64999 peers
81

Financial strength97th percentile among SIC peers · 24/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 37× · 20/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£2.4M

Balance sheet strength

Cash

£135k

Cash in the bank

Net Current Assets

£2.5M

Working capital

Current Assets

£2.6M

Current Liabilities

£69k

Debtors

£2.4M

Profit After Tax

£176k

3avg. employees+2

Tax at Year End

Corp tax£35k
Dividends paid£170k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202437.00-£1.2M
202330.49-£1.6M
202225.07+£356k
20211.01

Derived from filed accounts. Not audited figures.